Start your financial journey with a bank that understands your hustle. The IFIC Student’s Savings Account is more than just a place to keep your money; it’s a smart, fee-free gateway to financial independence for young learners.

Designed specifically for students aged 6 to 18 years, this account offers a high-interest, low-stress banking experience.

Why Choose IFIC Student’s Savings?

Managing your pocket money or savings shouldn't be expensive. That’s why we’ve stripped away the usual costs, making it one of the most student-friendly accounts in the country.

Key Benefits:

• Zero Fees: Enjoy no account maintenance fees, no SMS alert charges, and no closing fees.
• High Returns: Earn attractive interest on your balance, regardless of the amount.
• 24/7 Access: Get a Free VISA Debit Card (available for students aged 12+) with access to over 13,000 ATMs nationwide.
• Smart Banking: Stay updated with SMS Banking and manage your funds on the go with our Digital Banking platform.

Eligibility & Requirements

Opening an account is simple. If you are a student between the ages of 6 and 18, you are ready to start.

Mandatory Documents:

To ensure a smooth application, please provide:

• 2 Copies of the applicant's recent photograph.
• Birth Registration Certificate.
• Valid Student ID.
• Guardian’s Documents: NID/Smart ID and 1 photograph of Father, Mother, or Legal Guardian.

Note: For general savings accounts where a Smart ID/NID is unavailable, we accept verified copies of Passports, Driving Licenses, or Employee IDs with a mandatory introducer.

Additional Features

• Nominee Support: Secure your future by adding a nominee with just a photo and ID copy.
• Nationwide Reach: Use your IFIC card at any ATM across Bangladesh for easy cash withdrawals.

Frequently Asked Questions (FAQ)

What is the minimum age for a Debit Card? While the account can be opened at age 6, a VISA Debit Card can be issued once the student reaches 12 years of age.

Are there any hidden charges? No. For Student-Savings accounts, the Debit Card fee and SMS alert fees are completely waived.

Do I need a TIN? A TIN is an optional document. You may provide it if available, but it is not mandatory to open the account.

Ready to take control of your future? Visit your nearest IFIC Bank branch today or apply through our digital portal to start saving smart.