Best Home Loan in Bangladesh

 

If you dream of owning your own home, the IFIC Aamar Bari Semi-Pucca Loan is for you. Semi-Pucca home loan offers a convenient and affordable financing solution. This loan is designed for creditworthy individuals in Bangladesh who want to build/purchase/renovate/extend a semi-pucca house.

Key Features

• Loan Amount: Up to BDT 50 lakh
• Loan Tenure:
  • Salaried, businesspersons, self-employed, landlords ,Young professional: Up to 15 years
  • Contractual officials: Up to 10 years
• Processing Fee:
  • No fee for loan takeover
  • For new loans: Minimum 0.30% of the loan amount

 

Types of Semi Pucca Loan

• Aamar Bari purchase: For constructing or purchasing new or existing semi-pucca property
• Aamar Bari Construction & development: For reconstruction, extension, renovation or modification
• Aamar Bari Takeover: Transfer existing House Building Loans (HBL) from other banks or NBFIs

 

Why Choose IFIC Aamar Bari Semi Pucca Loan?

• Competitive and attractive home loan option in Bangladesh
• Affordable EMIs with flexible, long-term repayment
• Available for salaried individuals, business owners, self-employed professionals
• Simple and transparent application process with no hassle

Required Documents

Initial Documents for Loan Application:

• Two passport-size photographs of all applicants
• Copy of National ID
• Employer introduction letter (for salaried applicants)
• Bank statements for the last 12 months
• Loan statements (minimum 12 months) and credit card statements (last 6 months, if any)
• Proof of income (Salary Certificate / Trade License / Professional Certificate / MOA / Form XII, etc.)
• TIN certificate copy
• Utility bills for the last 6 months (for address verification)