IFIC Nano DPS

IFIC Nano DPS

Small Savings Today, Stronger Financial Tomorrow

 

IFIC Nano DPS is a simple, flexible, and affordable weekly savings scheme designed to help individuals build a regular savings habit through small installments. Starting from only BDT 100 per week, this deposit pension scheme makes saving easy for students, salaried professionals, small business owners, guardians, and anyone who wants to achieve short or medium-term financial goals.

 

With automatic weekly deductions from your linked IFIC relationship account, IFIC Nano DPS helps you save consistently without the need for manual deposits. Whether you are planning for education, family needs, emergency funds, or future financial security, IFIC Nano DPS offers a convenient way to grow your savings with attractive returns.

 

Why Choose IFIC Nano DPS?

 

IFIC Nano DPS is ideal for customers who want to start saving with a low installment amount while enjoying the benefits of disciplined and hassle-free savings. The scheme allows you to choose flexible tenors and multiple weekly installment options based on your financial capacity.

 

You can open IFIC Nano DPS from any IFIC Branch or Uposhakha, or conveniently through the IFIC Aamar Bank App.

 

Key Features of IFIC Nano DPS

  • Customer Type: Individual customers
  • Eligibility: Bangladeshi citizens having an IFIC relationship account
  • Minor Account Facility: Available under parent or legal guardian supervision
  • Minimum Weekly Installment: BDT 100
  • Installment Amount: Multiples of BDT 50
  • Installment Frequency: Weekly
  • Tenor Options: 1 Year, 2 Years, and 3 Years
  • Interest Rate: 8% p.a. or as revised by the Bank from time to time
  • Multiple Schemes: Allowed under the same relationship account
  • Maturity Payment: Automatically credited to the linked IFIC account
  • Account Opening Channels: Any IFIC Branch, Uposhakha, or IFIC Aamar Bank App

 

Benefits of IFIC Nano DPS

 

Start Saving with a Small Amount

You can begin your savings journey with only BDT 100 per week, making it suitable for customers from different income groups.

 

Build a Regular Savings Habit

Automatic weekly deduction helps ensure disciplined savings without the need to remember deposit dates.

 

Flexible Tenor Options

Choose from 1-year, 2-year, or 3-year tenors depending on your financial plan and savings goal.

 

Suitable for Different Life Goals

IFIC Nano DPS can help you save for education, future expenses, emergency needs, family support, or personal financial goals.

 

Multiple Schemes Facility

Customers may open multiple IFIC Nano DPS schemes under the same relationship account to save separately for different purposes.

 

Easy Maturity Payment

At maturity, the payable amount is automatically credited to your linked IFIC relationship account.

 

Required Documents

 

For New Customers

  • Account Opening Form for Individual Customer
  • Term Deposit Opening Form
  • Standard KYC and account opening documents as per Bank policy

 

Nominee Documents for New Nominee Registration

  • Nominee Information Form
  • Copy of nominee’s identity document, such as NID, Smart NID, Birth Certificate, Passport, or Driving License
  • One passport-size photograph of the nominee

 

For Minor Nominee

  • Copy of Birth Certificate of the minor
  • Copy of guardian’s NID
  • One passport-size photograph each of the minor and guardian
  • Duly completed Nominee Information Form

 

Open IFIC Nano DPS Today

Start small and save regularly with IFIC Nano DPS. Visit your nearest IFIC Branch or Uposhakha, or open your scheme easily through the IFIC Aamar Bank App.

 

IFIC Nano DPS — Small weekly savings for a better tomorrow.

 

Frequently Asked Questions

 

What is IFIC Nano DPS?

IFIC Nano DPS is a weekly deposit pension scheme that allows customers to save regularly through small weekly installments starting from BDT 100.

 

Who can open IFIC Nano DPS?

Any Bangladeshi citizen having an IFIC relationship account can open IFIC Nano DPS.

 

What is the minimum installment amount?

The minimum weekly installment is BDT 100. Customers may also choose installment amounts in multiples of BDT 50.

 

What are the available tenor options?

IFIC Nano DPS is available for 1 year, 2 years, and 3 years.

 

Can I open more than one IFIC Nano DPS?

Yes, customers can open multiple IFIC Nano DPS schemes under the same relationship account.

 

How will the weekly installment be paid?

The installment will be automatically deducted weekly from the linked IFIC relationship account.

 

How will I receive the maturity amount?

The maturity amount will be automatically credited to the linked IFIC relationship account.

 

Can IFIC Nano DPS be opened for a minor?

Yes, the minor account facility is available under the supervision of a parent or legal guardian.