Treasury Business

Treasury Business

Functional Framework

IFIC Bank Treasury covers the following areas:

Regulatory Framework

IFIC Bank Treasury maintaining & monitoring the Regulatory matters provided by the regulatory body such as:

Money market Desk

Money Market Desk of IFIC Bank Treasury is a prominent market participant in Money Market, ensuring the banks liquidity, maintaining CRR & SLR requirements at minimum risk and cost to the Bank.

Depending on the Liquidity position of the Bank IFIC Treasury offers Different Money Market Product to Wholesale Market:

Fixed Income Securities Desk

IFIC Bank Treasury’s Fixed Income Desk is engaged in Investment at securities issued by Bangladesh Bank and Bangladesh Government in different time horizon to diversify its investment portfolio. It also participate in trading Fixed Income Securities in secondary market.

Main Products of Fixed Income Securities Desk of IFIC Bank Treasury are:

Foreign Exchange Desk

Foreign Exchange Desk quotes the rates of different foreign currencies (FC) and manages the fund in foreign currencies to maintain Net Opening Position (NOP) of the bank at required level. The purpose of Foreign Exchange Desk is to smooth the banks foreign trade/currency business operation by ensuring maximum profitability.

Foreign Exchange Desk of IFIC Bank Treasury offers different products to its customer and wholesale market:


Asset Liability Management Desk

ALM desk analyses and prepares ALCO paper incorporating local and international economic trends and recommends balance sheet strategies as well as guides ALCO in changing lending and deposit rates. Basic ALM functions are: