IFIC Easy Loan is a simple and convenient loan facility designed to meet your personal financial needs without lengthy procedures. This loan is provided against your existing financial securities, allowing you to access funds quickly while your deposits remain secure.

Whether you need money for emergencies, education, lifestyle needs, or short-term cash flow, IFIC Easy Loan offers flexibility, transparency, and competitive rates.

 

Key Features of IFIC Easy Loan

• Loan Against Deposits: Avail loan against FDR, NFCD, WEDB, PSS, Aamar Bhobishawt, and Monthly Income Scheme (MIS).
• High Loan Amount:
  • Up to 90% of the deposited amount for FDR, NFCD, WEDB, PSS, and Aamar Bhobishawt
  • Up to 85% of the deposited amount for MIS
• Flexible Tenor: Maximum 1 year overdraft facility.
• Competitive Interest Rate: Affordable rates based on your deposit type.
• No Hidden Charges: Clear and transparent pricing.
• Quick Processing: Minimal documentation and faster approval.

Eligibility & Required Documents

To apply for IFIC Easy Loan, you will need:

• Photocopy of National ID
• 2 passport-size photographs of the borrower and guarantor
• Copy of TIN Certificate

 

Why Choose IFIC Easy Loan?

• No need to break your deposits
• Instant liquidity against your savings
• Safe, secure, and trusted banking solution
• Backed by IFIC Bank PLC, one of Bangladesh’s leading banks