Bai Salam – Corporate & SME

Shariah-Compliant Financing for Your Business Needs

IFIC Islamic Bai Salam Financing is a Shariah-compliant financing solution for Corporate, Commercial and SME businesses requiring funds in advance for working capital, production or pre-shipment activities.

Under Bai Salam, IFIC Bank pays the agreed purchase price in advance against specified goods to be delivered by the customer on an agreed future date.

Key Benefits

• Shariah-compliant trade-based financing
• Advance funding for business requirements
• Supports working capital and production needs
• Suitable for eligible pre-shipment and export financing
• Available for Corporate, Commercial and SME businesses
• Applicable to eligible manufacturing, agriculture, trading and export-oriented businesses

Financing Options

Bai Salam – Working Capital (WC)
For eligible businesses requiring advance funds for production, procurement and other working capital requirements.

Bai Salam – Packing Finance (PF)
For eligible exporters requiring pre-shipment financing to prepare goods for export.

Who Can Apply?

Eligible businesses engaged in:

Manufacturing | Agriculture | Trading | RMG | Leather | Pharmaceuticals | Export-oriented Businesses

How It Works

IFIC Bank pays the agreed Salam price in advance, and the customer delivers the specified goods on the agreed future date according to the agreed quantity, quality and specifications.

Know More

To know more, visit your nearest IFIC Bank Branch or Uposhakha, or call 16255 today.

Terms and conditions apply. Financing is subject to eligibility, credit assessment, Shariah requirements and IFIC Bank’s applicable policies.