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AGRICULTURE CREDIT
Krishi Saronjam Rin
(for Agriculture Equipments)
Shech Saronjam Rin
(for Irrigation Equipments)
IFIC - SUBORNO GRAM
IFIC SUBORNO GRAM
IFIC Bank has introduced Agriculture friendly credit products in 2006 to fulfill the need of the producer and farmer as per directives of Bangladesh Bank. Therefore, some of the existing agriculture product can be merged for better marketing and sales as these are in same line of agricultural activities. The approach to merger similar types of loans under a single Product Program Guide is required to give more and specific focus on customers need as well as excellence of service.
A.Crops:
To meet the financial requirement for cultivation of different crops, vegetables, fruits fruit Orchard, flowers spices and other crops as prescribed by Bangladesh Bank in Agricultural & Rural Credit Policy and Program at least 2 (Two) years experience are eligible to this loan.
Nature of the Loan
Short term General loan/Overdrft
Loan Size
Maximum Tk. 20.00 Lac.
Loan Period
Maximum 12 (Twelve) Months
Repayment
Revolving /at one go within the validity or as per acceptable time
B. Fisheries:
Individual/Proprietorship/Partnership firm, Private Limited Company registered with registrar of joint Stock Companies and Firms at least 2 (Two) years experience are eligible to this loan.
Nature of the Loan
Term Loan/Overdrft
Loan Size
Small - Up to Tk.50.00 lac
Medium- Max. Tk. 2.00 Crore.
Loan Period
Maximum 36(Thirty Six) Months for loan upto Tk.3.00 lac
Maximum 60(Sixty) Months for loan above Tk.3.00 lac
Maximum 12(Twelve) Months in case of OD facility
Repayment
EMI/at one go within the validity or as per acceptable time
C. Live Stock:
To meet financial requirement to establish/ expansion of Mini Dairy & Dairy Farm, Beef Fattening, Poultry farm, Apiculture etc. are eligible to this loan.
Nature of the Loan
Term Loan/Overdrft
Loan Size
Small - Up to Tk.50.00 lac
Medium- Max. Tk. 1.00 Crore.
Loan Period
Maximum 36(Thirty Six) Months for loan upto Tk.3.00 lac
Maximum 60(Sixty) Months for loan above Tk.3.00 lac
Maximum 12(Twelve) Months in case of OD facility
Repayment
EMI/at one go within the validity or as per acceptable time
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