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CORPORATE BANKING RETAIL BANKING SME BANKING INTERNET BANKING MOBILE BANKING
SME BANKING
Easy Commercial Loan
Retailers Loan
Transport Loan
Commercial House Building Loan
Possession Right Loan
Contractor's Loan
Bidder's Loan
Working Capital Loan
Project Loan
Letter of Guarantee
Letter of Credit
Loan against Imported Merchandize (LIM)
Loan against Trust Receipt
Muldhan
Women Enterpreneur's Loan (Protyasha)
SME Liability Products
- Monthly Income Scheme - Arjon
- Monthly Savings Scheme - Joma
IFIC - PRANTONARI
IFIC - KRISHI SHILPO
IFIC - Shilpo Sohay
IFIC Green Earth
Loan against 4% Interest Crops Cultivation
Retailers Loan
To meet working capital /capital finance for any small & retail entrepreneur with successful business record, having a valid trade license are eligible for Retailers loan.
Eligibility
Successful business record
Valid trade license.
Nature of the Loan
Term Loan
Repayment
Monthly Repayment facility.
Security
No Collateral security
Loan Size
Maximum Tk.2.00 Lac.
Loan Period
12 to 36 Months
Shortest possible processing & least formalities
Interest Rate
16.00% p.a. with quarterly rest or as revised from time to time.
Loan Processing Fees
Tk. 500/- upto 1.00 lac Tk. 1000/- above 1.00 lac
Service Charge
@ 1% on Loan amount
Penal Interest
Additional 2.00% p.a on the overdue amount (if any).
Required Documents
1 (one) copy passport size photograph.
Copy of Trade License
Declaration Net worth
Duly signed & crossed post dated cheque in favour of bank branch for each instalment & one undated cheque for full loan value including full interest.
SME Banking
The growth of Small and Medium Enterprises (SMEs) in terms of size and number has multiple effect on the national economy, specifically on employment, GDP growth, and poverty alleviation in Bangladesh. IFIC Bank is also a partner of SME sector development of the country.
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