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SME BANKING
Easy Commercial Loan
Retailers Loan
Transport Loan
Commercial House Building Loan
Possession Right Loan
Contractor's Loan
Bidder's Loan
Working Capital Loan
Project Loan
Letter of Guarantee
Letter of Credit
Loan against Imported Merchandize (LIM)
Loan against Trust Receipt
Muldhan
Women Enterpreneur's Loan (Protyasha)
SME Liability Products
- Monthly Income Scheme - Arjon
- Monthly Savings Scheme - Joma
IFIC - PRANTONARI
IFIC - KRISHI SHILPO
IFIC - Shilpo Sohay
IFIC Green Earth
Loan against 4% Interest Crops Cultivation
Possession Right Loan
For financing fixed working capital proprietorship concern having no collateral security to offer other than possession right of shop and at least two years experience in the line of business are eligible for possession right loan.
Interest Rate
16.00% p.a. with quarterly rest or as revised from time to time.
Loan Processing Fees
Tk. 2000/-
Service Charge
0.50% on loan amount.
Penal Interest
Additional 2.00% p.a on the overdue amount.
Required Documents
1 (one) copy passport size photograph of intending borrower(s) as well as guarantor(s).
Valid Trade License.
Original possession right deed.
Bank statement for last 6(six) months.
Upto date rent paid receipt of the shop.
Copy of Drug license/Homeopathic license.
Financial statement.
Stock report.
TIN Certificate.
CIB Report of the borrower.
SME Banking
The growth of Small and Medium Enterprises (SMEs) in terms of size and number has multiple effect on the national economy, specifically on employment, GDP growth, and poverty alleviation in Bangladesh. IFIC Bank is also a partner of SME sector development of the country.
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