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Krishi Saronjam Rin
(for Agriculture Equipments)
Shech Saronjam Rin
(for Irrigation Equipments)
Poshupokkhi & Motsho Khamar Rin
(for Live Stock & Fish Culture)
Phalphasali Rin
(for Fruit Orchard)
Phasali Rin
Phasali Rin
IFIC Bank offers Phasali Rin to individual /Group at micro level to meet financial needs for cultivation of :
Ropa Amon
Robi shasso such as Boro, Wheat, Potato, Sugarcane, Rapeseed/Nut, other Robi shasso ( Pulse, Winter season vegetables etc.)
Summer time crops- Aoush/ Bona Amon, Jute, Maize, other summer time crops ( Sesame, Summer time vegetable etc.)
Cotton & other crops (Ginger, Edible Root, Vegetables etc.)
Any individual /Group (minimum 02 member maximum 10) aged above 18 years and below 60 years at the time of sanction of loan.
At least 3 years involved in agro-based production.
Having homestead and permanently living in the area.
Loan Size
Minimum Tk.20,000/-
Maximum Tk.1,000,000/-
Loan Period
Depending on nature of crop cycle.
Minimum 6 (Six ) months.
Maximum 12 (Twelve) months.
Nature of the Loan
Short Term Loan / Loan General
Lump sum within validity or as per acceptable terms.
Collateral Security
Collateral not required for loan upto Tk. 100,000/-
Quick Processing & least formalities.
Agriculture Credit
Bangladesh is an agro-based country and majority of our population dependant on Agriculture. Although maximum of the total population is dependant on agriculture, its contribution to GDP has gradually come down. Moreover, every year a huge amount of food grain and other agricultural products are imported to meet the demand of the country.
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