IFIC Aagami

IFIC Aagami

Our Flagship Savings scheme, IFIC Aagami provides one of the best and most well rounded saving schemes in the market. Installments size of Tk. 500 and any multiples of it across tenors between 3-10 years along with attractive discounts on loans makes this one of the best schemes we have to offer.

Features:

  • Special type of scheme account
  • Interest rate 10.00%
  • Duration of 3Y/5Y/7Y and/or 10 Year
  • Credit facility after 1 year & maximum 90% of  principal amount
  • Can receive full payment after maturity.
  •  Deposit now & avail loan with attractive discount in future
  •  Discounted interest rate for any consumer loan
  •  Up to 50% discount on loan processing fee for new borrower
     
CUSTOMER SEGMENT OFFERS CONDITIONS

Prospective customer who will avail the consumer loan in future

  • 50% discount on loan processing fee
  • 0.5% discount on interest rate
  • If scheme tenor is over 5 years or scheme balance over taka 3,00,000
  • 25% discount on loan processing fee
  • If scheme tenor is 1 to 5 years of scheme balance over taka 1,50,000

Existing loan customer(takeover customer will not be entitled for these document facility, but they are allowed for any future loan facility)

  • 25% refund of loan processing fee (without VAT amount)
  • After 3 years of scheme tenor
  • Principal deposit of scheme must be over 150,000
  • Loan must be regular and live.
  • 50% refund of loan processing fee (without VAT amount)

  • After 5 years of scheme tenor
  • Principal deposit of scheme must be over 3,00,000
  • Loan must be regular and live.
  • 100% refund of loan processing fee (without VAT amount)

  • After 10 years of scheme tenor
  • Principal deposit of scheme must be over 5,00,000
  • Loan must be regular and live.

 

Required Documents:

  • Photograph 3 copies
  • Nominee photo- 1 copy
  • Copy of National ID
  • Proof of Address -Copy of Utility Bill