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SME BANKING
SME Asset Products
IFIC - KRISHI SHILPO
IFIC - Shilpo Sohay
IFIC - Prantonari
(Women Entrepreneur's Loan)
IFIC - Protyasha (Women Entrepreneur's Loan)
Commercial House Building Loan
Transport Loan
Working Capital Loan
Easy Commercial Loan
Contractor's Loan
Bidder's Loan
Loan against Trust Receipt
Loan against Imported Merchandize (LIM)
Letter of Guarantee
Letter of Credit
SME Liability Products
Monthly Income Scheme - Arjon
Monthly Savings Scheme - Joma
IFIC Green Earth
Loan against Trust Receipt
Business Enterprises (other than public limited company) engaged in import of merchandise can avail working capital for retirement of import documents.
Interest Rate
13.00% p.a. with quarterly rest or as revised from time to time.
Penal Interest
Additional 2.00% p.a on the overdue amount.
Required document/condition
Request of the importer
Original Deed
Bia deed
CS, SA, RS & Hal Parcha
Mutation with DCR
Upto date rent receipt
Site Map/Municipal tax receipt
Non-encumbrance certificate
NOC from competent authority, if applicable.
Partnership deed (in case of partnership firm)
Memorandum & Articles of Association with certificate of incorporation duly certified by RJSC (incase of private limited company)
Certified copy of upto date list of directors (Form XII).
SME Banking
The growth of Small and Medium Enterprises (SMEs) in terms of size and number has multiple effect on the national economy, specifically on employment, GDP growth, and poverty alleviation in Bangladesh. IFIC Bank is also a partner of SME sector development of the country.
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