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SME BANKING
Easy Commercial Loan
Retailers Loan
Transport Loan
Commercial House Building Loan
Possession Right Loan
Contractor's Loan
Bidder's Loan
Working Capital Loan
Project Loan
Letter of Guarantee
Letter of Credit
Loan against Imported Merchandize (LIM)
Loan against Trust Receipt
Muldhan
Women Enterpreneur's Loan (Protyasha)
SME Liability Products
- Monthly Income Scheme - Arjon
- Monthly Savings Scheme - Joma
IFIC - PRANTONARI
IFIC - KRISHI SHILPO
IFIC - Shilpo Sohay
IFIC Green Earth
Loan against 4% Interest Crops Cultivation
Commercial House Building Loan
Individual, business enterprises (other than public limited company) having commercial plot are eligible for construction of commercial building.
Interest Rate
13.00% p.a. with quarterly rest or as revised from time to time.
Loan Processing Fees
Tk. 5,000/- upto 25 lac Tk. 10,000/- above 25 lac.
Service Charge
@ 0.50% on Loan amount
Penal Interest
Additional 2.00% p.a on the overdue amount., if any.
Required Documents
1(one) copy passport size photograph of Proprietor/Partner/Managing Director as well as guarantor(s)
Valid Trade License
TIN certificate
Bank statement for last 6 (six) months
Financial statement
Original Deed
Bia deed
CS, SA, RS & Hal parcha
Mutation with DCR
Upto date rent paid receipt
Site Map
Non-encumbrance certificate
Approved plan for construction from the competent authority
NOC fromt he concerned authority for creation of mortgage, where applicable
Estimated cost of construction by a Civil Engineer
CIB report of the borrower
Registered partnershiip deed along with letter of partnership on Bank's prescribed format
Memorandum & Articles of Association along with certificate of incorporation duly certified by RJSC
Certified copy of upto date list of directors (Form XII).
SME Banking
The growth of Small and Medium Enterprises (SMEs) in terms of size and number has multiple effect on the national economy, specifically on employment, GDP growth, and poverty alleviation in Bangladesh. IFIC Bank is also a partner of SME sector development of the country.
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