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Easy Commercial Loan
Retailers Loan
Transport Loan
Commercial House Building Loan
Possession Right Loan
Contractor's Loan
Bidder's Loan
Working Capital Loan
Project Loan
Letter of Guarantee
Letter of Credit
Loan against Imported Merchandize (LIM)
Loan against Trust Receipt
Women Enterpreneur's Loan (Protyasha)
SME Liability Products
- Monthly Income Scheme - Arjon
- Monthly Savings Scheme - Joma
IFIC - Shilpo Sohay
IFIC Green Earth
Loan against 4% Interest Crops Cultivation
Bidder's Loan
Individuals, business enterprises (other than public limited company) engaged in construction and supply business can avail Bidder's loan for issuing Payment Order/Demand Draft etc. to participating in tenders.
Interest Rate
15.50% p.a. with quarterly rest or as revised from time to time.
Loan Processing Fees
Tk. 2000/-
Service Charge
0.25% on loan amount minimum Tk. 5000/-
Penal Interest
Additional 2.00% p.a on the overdue amount.
Required Documents
1(one) copy passport size photograph of Proprietor/Partners/ Managing Director of the company as well as guarantors(s).
Valid Trade License
TIN certificate
Bank statement for last 6 (six) months.
Financial statement.
An under taking from the borrower to the effect that all PO/SDR/DD (except the successful one) issued under the limit shall be deposited to the branch for credit to the relevant loan General Account
Original title deed
Bia deed
CS, SA, RS & Hal Parcha
Mutation with DCR
Upto date rent receipt
Site Map/Municipal tax receipt
Non-encumbrance certificate
NOC from concerned authority for creation mortgage where applicable
CIB report of the borrower
Partnership deed along with Letter of Partnership on Banís prescribed format
Memorandum & Articles of Association with certificate of incorporation duly certified by RJSC
Certified copy of upto date list of directors (Form XII).
SME Banking
The growth of Small and Medium Enterprises (SMEs) in terms of size and number has multiple effect on the national economy, specifically on employment, GDP growth, and poverty alleviation in Bangladesh. IFIC Bank is also a partner of SME sector development of the country.
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